AR · AP · Collections FinanceOS module

Working Capital, Receivables & Payables

Where is your money tied up right now — and which measure gets the most of it back the fastest?

Working capital in FinanceOS is receivables, payables and collections handled as operational work rather than as a monthly analysis: who owes what, since when, what we do about it, and what that did to the cash position.

Capabilities Talk to us
Why today's systems do not close it

Three places the work leaks out.

The overdue list is a report

It is produced, circulated and read. Nothing in it says who is doing what by when.

Payables are a deadline, not a lever

Terms, discounts and timing are decided per invoice by whoever happens to process it.

The effect is invisible

Nobody can say afterwards whether the dunning run, the call or the payment plan actually moved the cash.

Capabilities

What it does, concretely.

Receivables ledger in one shapeOpen items across entities and ERPs, aged, with customer context rather than account numbers.
Collections as workDunning stages, calls, promises and disputes as a queue with owners and dates, not as a mail merge.
Dispute and deduction contextA contested item is separated from a slow one, because the measure is different.
Payables and termsInvoices, due dates, discounts and blocks in one view, with the payment consequence visible.
Payment terms policyStandard terms per counterparty class, deviations surfaced rather than discovered.
Cash applicationIncoming payments matched to open items, with the unmatched remainder treated as work rather than as noise.
Working capital measuresDSO and overdue development per entity and segment, with the underlying items one click away.
Honest metricsDPO and cash conversion cycle are deliberately not offered: the authoritative cost-of-goods denominator is missing.
End to end

How it runs.

Open itemInvoice, credit, deduction
AgeingHow long, how much
WorkOwner, stage, promise
EffectWorking capital moves
CashPosition and forecast
EvidenceWhat we did and when
Control and evidence

Who may do what, and what it leaves behind.

Who may promise whatPayment plans and write-offs follow limits, not goodwill.
Separation from the ledgerOperational work does not silently change the record — the ERP stays authoritative.
A measurable measureEvery action is attached to the item it was meant to move, so its effect can be read afterwards.
Connected value

This module does not end here.

Each of these is a link. FinanceOS is worth more with every relevant domain that joins, because the domains work on one finance model instead of exchanging files.

Working CapitalTreasury & Liquidity Expected receipts and payments become the operational half of the liquidity forecast. Working CapitalPayments & Banking The payables side of working capital and the release path are the same decision seen from two directions. Working CapitalDocuments The invoice, the dispute mail and the credit note stay with the item they concern. Working CapitalProject FinanceFinanceOS module Project billing decides when performance becomes a receivable at all.

All FinanceOS modules

Where this module takes part

Chains this module appears in.

Each chain starts with a business event and ends at a decision that is documented and closed. What this module contributes to it is stated on the chain.

Project → margin → cashChain Sets when delivered work becomes an invoice and from there a receivable — the expected payment date moves. Receivable → action → cashChain Keeps open items, ageing and payment behaviour on the canonical receivables data and turns them into a work queue. Order to cashChain Ageing, an action per position, an owner and a date. The action hangs on the receivable rather than on an email.
Status

Where this stands

Where this stands

The capabilities described on this page are the functional scope of the module. Each capability carries its maturity: Verified in Product, Pilot or Validation, Active Development or Defined Capability. What is not marked, we do not claim.

Talk to us

Thirty minutes on your working capital.

Tell us roughly what you run and where it hurts. We come back with who should join from our side — and with an honest read on which of your questions we can evidence today.

  • What happens next. An automatic confirmation, then a personal reply within one working day.
  • Who you talk to. The people who build the platform and the architects who implement it — not a call centre.
  • What you don't need. No prepared data, no NDA for a first conversation, no purchase intent.
Receipt confirmed by email. Personal response within one working day.